Life Insurance – Retirement planning

Life Insurance – Retirement planning
Is Social Security going to be around when you need it? Maybe NOT, YOU NEED RETIREMENT PLANNING and LIFE INSURANCE!
Here is the video on Youtube:

Inflation and retirement

Inflation and retirement
The unrecognized facts of inflation and retirement and how to adjust
Here is the video on Youtube:

Study Examines Private Home Health Care Utilization

Women Use Fewer Days Per Week; Most Users Over Age 70
More women receive privately paid for care at home for lingering health issues with more obtaining this care at older ages than men according to a new report from the American Association for Long-Term Care Insurance. Nearly 60 percent of those [...]

Protection during the Golden Years: Health insurance policy and Retirement

Protection during the Golden Years: Health insurance policy and Retirement
If you haven’t built your nest egg for retirement, now is the time start thinking about how you may need to subsidize your retirement income. Relying on Social Security alone may only provide you with a small portion of what you might need to live on. [...]

Rolling Your 401k

When we start out work for the first time, we believe that we would stay with the same company until retirement and have a comfortable retirement life with all the money we have saved in our 401k account. Unfortunately this does not happen. In present day and time, we end up changing jobs several times [...]

Income Tax Burdens For the Non-Spouse Beneficiary: Perils of Failing to Roll a 401k into an IRA

Have you heard about a “stretch IRA” and wondered if it was some special kind of IRA? Well, it isn’t. In the simplest terms, a stretch IRA is an IRA that has a beneficiary designation that provides for the possibility of maintaining the tax deferred status of the IRA after the death of the IRA [...]

Insurance Claim: Old Age Retirement, Survivors Benefits

The Management of the National Social Security and Insurance Trust (NASSIT) is highly concerned about the large number of applications for Old age and/or Survivors’ benefits sitting in the Customer Service Center, which cannot be processed.
An application for Old age or Survivors’ benefit cannot be processed because it is incomplete either due to insufficient [...]

Little-known retirement income strategy creates guaranteed lifetime income; increasing liquidity

Eye-opening Retirement study reveals retirement income strategy that ends retirees’ liquidity-guarantee trade-off dilemma
(Springfield, Mass.) – A portfolio incorporating stocks, bonds, and incremental purchases of annuity income benefits over time – a process called retirement annuity laddering – produces more guaranteed lifetime income, develops more liquidity to address other retirement needs, and builds more long-term wealth [...]

Keep Pension Funds Safe !

‘Having pension funds insure bonds seen as too risky’ ~ is the conclusion of Reuters recent analytical article by Joan Gralla:
“NEW YORK (Reuters) – A proposal by California to use state pensions to back municipal bonds is drawing criticism from some other U.S. states and investors who prefer a private-sector solution and one that would [...]

How Much to Invest In Annuities for Retirement?

There are no limits on the amount that you can invest in an annuity to ensure your comfortable retirement income. Annuities thus complement to 401(k) or an IRA,investments, which do have such limits.
You can opt for a deferred or immediate annuity.
In either case, how much to invest in annuities depends on 3 [...]

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