COBRA – What Is It and How Does It Work?
COBRA – What Is It and How Does It Work?
COBRA allows you to continue your healthcare coverage for up to 18 months. With COBRA certain people with a disability are allowed 11 additional months. And, even if you choose not to extend your health insurance coverage immediately after you leave your job, you have [...]
How Does Health Insurance Work?
How Does Health Insurance Work?
Its about economy of scale. When you sign up for healthcare coverage, you join a group of other people to combine your healthcare purchasing power. Your insurer covers the whole group, rather than individuals, so everyone shares the cost of staying healthy.-Stay Smart Stay Healthy
Here is the video on Youtube:
Study Examines Private Home Health Care Utilization
April 1, 2010 by Be Safe Insure
Filed under Health, Insurance Trends, Life, Retirement
Women Use Fewer Days Per Week; Most Users Over Age 70
More women receive privately paid for care at home for lingering health issues with more obtaining this care at older ages than men according to a new report from the American Association for Long-Term Care Insurance. Nearly 60 percent of those [...]
COBRA – What Is It and How Does It Work?
COBRA – What Is It and How Does It Work?
COBRA allows you to continue your healthcare coverage for up to 18 months. With COBRA certain people with a disability are allowed 11 additional months. And, even if you choose not to extend your health insurance coverage immediately after you leave your job, you have a [...]
Study Examines Individual Long-Term Care Insurance Buyers
March 17, 2010 by Be Safe Insure
Filed under Health, Insurance
Buyers Slightly Older Than Prior Year, Opting For Lower Cost Features
Los Angeles, CA — Individuals purchasing long-term care insurance in 2009 tended to be slightly older and selected less costly policy features according to the American Association for Long-Term Care Insurance (AALTCI) annual study. The organization’s research was based on an analysis of [...]
Costs Climb For Home Health Care – Average Increase Is 2.5%
March 11, 2010 by Be Safe Insure
Filed under Health, Other Insurance
Costs Climb For Home Health Care
Average Increase Is 2.5% For 7.5 Million Receiving Care At Home
Costs for home health care services are rising according to a report by the American Association for Long-Term Care Insurance. Nationally, the current average hourly rate for a home health aide is $20.50, a 2.5 percent increase [...]
Latest News in Health Insurance – Nov 18, 2009
Kennedy’s Disability Plan Could Snag Health Bill – NewsMax.com
11 Nov 2009 at 8:31am
An insurance plan championed by Sen. Edward M. Kennedy that would help elderly or disabled people avoid nursing homes ironically adds yet another sticking point to the comprehensive health care reform plans for which the Massachusetts Democrat fought …
Total Permanent Disability to stay [...]
Health Care Reform – Why Do We Need Health Reform?
Health Care Reform – Why Do We Need Health Reform?
Health care reform is a hot topic these days. What is health care reform? The President, Congress and people like you are talking about it.
Healthcare reform is a general rubric used for discussing major health policy creation or changes—for the most part, governmental policy that affects [...]
Latest News in Health Insurance – Nov 4, 2009
Health Reform Offers More Care to Abuse Survivors – Women’s eNews
4 Nov 2009 at 2:20am
Health care reform promises to protect domestic violence survivors from insurance companies that consider abuse a pre-existing condition. Some advocates say what is really needed is a public plan that helps victims leave their abusers. NEW YORK …
Consumers responsible for prevention [...]
Discount Dental Plans vs Dental Insurance
October 3, 2009 by Webmaster
Filed under Dental Insurance
Discount Dental Plans vs Dental Insurance
Dental insurance is not available for individuals and families. It is traditionally a coverage provided by employers to their employees who pay monthly premiums for fixed coverage. This sort of coverage has drawbacks – ceiling on spending, deductible or non-reimbursable issues, and wait periods for certain kind of dental operations, [...]
