Retirement Planning’s Big Gap: Have You Planned for Long Term Care?

Have You Planned for Long Term Care?
You or your spouse are increasingly likely to have a Long Term Care event during your retirement years. But most people don’t realize how expensive Long Term Care can be. And contrary to what many people believe the majority of it is not covered by most private health insurance [...]

Dental Care Without Insurance

Dental Care Without Insurance
Over 100 million Americans do not have dental insurance. Thousands seek help at free dental care clinics that are often overwhelmed with the high demand for their services.
Here is the video on Youtube:

Open Enrollment starts for Federal Employees’ LTC Insurance Plan – what consumers need to know

This is a guest post by Jesse Slome, Executive Director of the American Association for Long-Term Care Insurance.
For more information, please visit http://www.aaltci.org
The first major open enrollment for the nation’s largest group long-term care insurance program begins April 4 (and runs until June 24).
Millions of federal employees are eligible, as are postal service employees, active [...]

Digestive Enzymes, Nutrition and Your Health

Digestive Enzymes, Nutrition and Your Health
Digestive Enzymes are enzymes that specifically work in the digestive system to facilitate the digestion, absorption, and transportation of nutrients. They also work to promote timely elimination of digestive waste products that are not of use to the body. Without enzymes, our cells would not get adequate nutrition and [...]

Nutrition and Your Mental Health

Nutrition and Your Mental Health
What does nutrition have to do with mental health? You might be surprised to find out the truth behind what happens when a person has a nutritional deficiency. Nutritional deficiencies can cause all sorts of psychiatric symptoms including apathy, low energy, irritability, insomnia, low energy, agitation, fatigue, concentration problems, [...]

COBRA – What Is It and How Does It Work?

COBRA – What Is It and How Does It Work?
COBRA allows you to continue your healthcare coverage for up to 18 months. With COBRA certain people with a disability are allowed 11 additional months. And, even if you choose not to extend your health insurance coverage immediately after you leave your job, you have [...]

How Does Health Insurance Work?

How Does Health Insurance Work?
Its about economy of scale. When you sign up for healthcare coverage, you join a group of other people to combine your healthcare purchasing power. Your insurer covers the whole group, rather than individuals, so everyone shares the cost of staying healthy.-Stay Smart Stay Healthy
Here is the video on Youtube:

Study Examines Private Home Health Care Utilization

Women Use Fewer Days Per Week; Most Users Over Age 70
More women receive privately paid for care at home for lingering health issues with more obtaining this care at older ages than men according to a new report from the American Association for Long-Term Care Insurance. Nearly 60 percent of those [...]

COBRA – What Is It and How Does It Work?

COBRA – What Is It and How Does It Work?
COBRA allows you to continue your healthcare coverage for up to 18 months. With COBRA certain people with a disability are allowed 11 additional months. And, even if you choose not to extend your health insurance coverage immediately after you leave your job, you have a [...]

Study Examines Individual Long-Term Care Insurance Buyers

Buyers Slightly Older Than Prior Year, Opting For Lower Cost Features
Los Angeles, CA — Individuals purchasing long-term care insurance in 2009 tended to be slightly older and selected less costly policy features according to the American Association for Long-Term Care Insurance (AALTCI) annual study. The organization’s research was based on an analysis of [...]

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