Retirement Planning’s Big Gap: Have You Planned for Long Term Care?

Have You Planned for Long Term Care?
You or your spouse are increasingly likely to have a Long Term Care event during your retirement years. But most people don’t realize how expensive Long Term Care can be. And contrary to what many people believe the majority of it is not covered by most private health insurance [...]

Congress May Require ‘Drunk-Proof’ Cars

Original article from: http://www.consumeraffairs.com/news04/2011/03/congress-may-drunk-proof-cars.html
Bill would increase funding for research
It’s been talked about for years. Congress could make it a law. You would not be able to start your car if you’ve consumed too much alcohol.
Two members of the U.S. Senate, one a Democrat and the other a Republican, have taken a step, sponsoring the [...]

Open Enrollment starts for Federal Employees’ LTC Insurance Plan – what consumers need to know

This is a guest post by Jesse Slome, Executive Director of the American Association for Long-Term Care Insurance.
For more information, please visit http://www.aaltci.org
The first major open enrollment for the nation’s largest group long-term care insurance program begins April 4 (and runs until June 24).
Millions of federal employees are eligible, as are postal service employees, active [...]

Insurance Claims – Don’t Be in a Hurry!

Insurance Claims – Don’t Be in a Hurry!
Tornadoes, Floods, Wildfires…and we just began Hurricane Season!
After the March tornadoes, I posted a Top Ten List of extremely important things to do after your property is damaged in a disaster. In the next ten postings, I’m going to expand on each of the strategies in the Top [...]

How to File an Insurance Claim

How to File an Insurance Claim
The best time to learn how to file an insurance claim is before you actually have to file one. The process may go smoother and your insurance company may be able to settle your claim quicker if you are prepared.

Being prepared means knowing what your policy covers. It’s recommended [...]

Study Examines Individual Long-Term Care Insurance Buyers

Buyers Slightly Older Than Prior Year, Opting For Lower Cost Features
Los Angeles, CA — Individuals purchasing long-term care insurance in 2009 tended to be slightly older and selected less costly policy features according to the American Association for Long-Term Care Insurance (AALTCI) annual study. The organization’s research was based on an analysis of [...]

Federal Long-Term Care Insurance Program Proposal & Policy Implications

Federal Long-Term Care Insurance Program Proposal & Policy Implications
The Federal Long-Term Care Insurance Program (FLTCIP) provides long term care insurance to help pay for costs of care from simple ailments to complex syndromes. The Federal Long-Term Care Insurance Program reflects the long and careful efforts of the U.S. Office of Personnel Management and two [...]

Insurance Company Rules

Insurance Company Rules
Check out “Insurance Company Rules” – a collaboration between Health Care For America Now (HCAN) and Public Service Administration (PSA).
Here is the video on Youtube: