Retirement Planning’s Big Gap: Have You Planned for Long Term Care?

Have You Planned for Long Term Care?
You or your spouse are increasingly likely to have a Long Term Care event during your retirement years. But most people don’t realize how expensive Long Term Care can be. And contrary to what many people believe the majority of it is not covered by most private health insurance [...]

How Does a Public Adjuster Help Me Get a Larger Insurance Settlement of my Claim?

How Does a Public Adjuster Help Me Get a Larger Insurance Settlement of my Claim?
A public insurance adjuster’s role is to represent individual policyholders, making sure they get the claims they’re entitled to from their insurance companies. Public adjusters are experts at managing insurance claims and claims process. Statewide Claims Advisors is a Public [...]

Saving Money on Homeowners Insurance

Saving Money on Homeowners Insurance
Insurance may be necessary, but it doesn’t have to be expensive. States often make information available on typical rates charged by major insurers and many states provide the frequency of consumer complaints by company. Discounts from your insurance company are available for a variety of reasons, ranging from the type [...]

Purchasing Or Renewing Your Homeowners Insurance? What You Have to Ask Your Agent

Purchasing Or Renewing Your Homeowners Insurance? What You Have to Ask Your Agent
Will your insurance cover you if you have a fire or if your home is destroyed in a disaster? These are some of the questions you should be asking your insurance agent before you have a disaster.
One of the top Public Insurance Adjusters [...]

Is Pet Insurance Worth It?

Is Pet Insurance Worth It?
Deciding whether to invest in pet insurance can be a tough decision. Pet insurance
might be worth it for pet owners who would spend large amounts of money treating a pet’s medical condition or who do not have the funds readily available for unexpected medical costs. Depending on the type of [...]

When is it Worth it to Get Earthquake Insurance?

When is it Worth it to Get Earthquake Insurance?
What do San Diego County residents have to know about Earthquake Insurance Policies, Risks and Costs?
Quality Claims Management views Earthquake coverage as catastrophic insurance. You will only need it if we have a really big earthquake. However, depending on where you live in San Diego and how [...]

How Necessary is Earthquake Insurance?

How Necessary is Earthquake Insurance?
For San Diego County Residents – Do You Need to Worry About an Earthquake Destroying Your Home or Business?
If you live in California, the US Geological Survey has said that Southern California will most likely be hit with a big earthquake within the next 30 years. They said that there is [...]

Five Things to Do Immediately After an Earthquake – From the Insurance Perspective

What Should You Do Immediately After An Earthquake – from an Insurance Perspective
Five Things to Do
1. Make sure your family and pets are safe. Find a place to live. Most insurance policies provide reimbursement for hotels and rental homes. You do not have to rough it. You are entitled to stay in a location with similar [...]

What is a Public Adjuster and What Do They Do?

What is a Public Adjuster and What Do They Do?
In California, there are three types of licensed Insurance Adjusters
According to CAPIA, the California Association of Professional Insurance Adjusters a Company Adjuster is employed by the Insurance Company to represent the company in dealing with your loss and damages. The Company Adjuster’s main responsibility is to [...]

Southern California Fire Season Is Coming – Is Your Insurance Ready?

Southern California Fire Season Is Coming – Is Your Insurance Ready?
If you live in San Diego County the upcoming October might be very dangerous. In 2003 and 2007, wildfires ripped through the country – from the east county to the coast. It might happen again. Between the heavy growth from this year’s early rains and [...]

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