Safe Driving Tips to Reduce Your Car Insurance

Safe-Driving Tips

Auto crashes in general have declined over the last few years, but crash fatalities still average around an alarming 40,000 every year (source: NHTSA), despite technological advances. A much higher number of crashes result in permanent disability. With the main accident causes being human errors, following are some basic but life-saving reminders drivers should consider:

• Avoid disastrous distractions – Safe driving takes concentration. If a driver is talking on a cell phone or changing the radio station, that driver isn’t paying enough attention to the road. Distracted driving is a factor in 25 to 30 percent of all traffic crashes (source: Network of Employers for Traffic Safety).
• Take extra care in wild weather - Sometimes, bad weather conditions will contribute to an accident by interfering with visibility, diminishing traction on the surface of the road, or otherwise making it difficult to keep the car under control. A driver always should take the effects of the weather, such as strong cross winds or
  slippery roads, into consideration when driving.
• If you snooze, you lose – Drowsy driving causes more than 100,000 crashes each year, resulting in 40,000 injuries and 1,550 deaths on average (source: Network of Employers for Traffic Safety). On summer road trips, set realistic goals for the number of miles traveled each day. Stop at regular intervals when driving long distances.
• Steer clear of road rage – If one tailgates, flashes high beams, changes lanes without signaling or drives on the shoulder, then he or she is practicing aggressive driving or road rage. Reduce stress on the road by allowing plenty of time for travel, planning your route in advance, and altering your schedule or route to avoid congested roads. Remember not to challenge aggressive drivers and stay as far away from them as possible.
• Maintenance matters – Ultimately, safety also depends on the maintenance of one’s car. Ensure that car brakes, exhaust system, tires, lights, battery and hoses are in good working order.

Safety Can Save Money

Allstate is recognizing drivers within Sioux Falls with a celebratory free gas giveaway today. It is also rewarding safe drivers across the country by offering its Allstate® Your Choice Auto® insurance product (not available in California, North Carolina, North Dakota or South Dakota). Allstate® Your Choice Auto® Insurance rewards safe driving through optional features such as a Safe Driver Bonus(SM) where policyholders can get cash off their renewal bill, and Deductible Rewards(SM) where accident-free drivers get $100 off their deductible just for signing up. And for those not able to stay out of harms way, Your Choice Auto® provides enhanced protection through accident forgiveness, where rates don’t go up just because of an accident, and new car replacement, where policyholders can get a new car if they total their car in the first three model years. (These features are subject to terms and conditions.)

Source:
The Allstate Corporation, the US largest publicly held personal lines insurer.