California: San Francisco Bay Area’s Huge Flood Control Cost

The Pacific Institute in Oakland, California, explains in its state-commissioned report that California needs to invest about $14 billion to protect its coastal regions by the end of the century. Furthermore, it will need a further $1.4 billion/year thereafter for maintenance.
California faces either costly or dramatic times ahead in its control of the [...]

Determine Your Flood Damage Costs with this Tool

“Two inches of flood water can cost you $7,800.” estimates the National Flood Insurance Program established by the US Federal government. Even a few inches of flood waters can cause extensive flood damage to your home.
The National Flood Insurance Program was established to help people recover from floods by offering them affordable [...]

Home Insurance Risk For Flood Plain Areas

The insurance industry has warned that many new homes could be left on the housing market and become un-insurable unless the government introduces new rigid planning controls for flood risk areas.
By the year 2020, a third of the 3 million proposed homes set to be built in Britain, could be on a flood plain according [...]

Filing a Flood Insurance Claim

This home insurance article explains how to file a property insurance claim and also how to best prepare yourself for when the eventuality arises whereby you need to lodge a flood insurance claim, disaster insurance claim or other home owner’s insurance claim.
Flood Insurance Claim Filing Steps
The claim filing steps to take according to US national [...]

Emergency Watershed Relief for Flood Affected Farmers & Counties

Financial and other emergency support is immediately available in Indiana for both individual farmers and counties affected by floods. 28 Indiana counties are declared as primary disaster areas, and an additional 25 counties as contiguous disaster area.
USDA support available to them include:
Financial Assistance for Flooded Farms
Individual farmers in primary and contiguous counties can seek [...]

Flood Bill Possibly Reauthorized

Leadership of the United States Senate is poised to reconsider the National Flood Insurance Program (NFIP) reauthorization bill (S-2284) this or next week, according to an insurance industry source.
The bill was passed last October by the Senate Banking Committee.
It forgives the $17.3+ billion debt of the national flood program related to Hurricanes Katrina. [...]

Flood Damage Control: Get Insured

Floods do indeed occur anywhere. Not only in coastal areas or as a result of tropical rainstorms. Caused by a range of factors, they may happen in many other areas as well. In the US, floods are the most common natural disaster! Be insured!
National Flood Insurance Program (NFIP)
Established by Congress in 1968, [...]

Flood Insurance: ‘Home Insurance – Avoid a Washout’

David Collins
With increasing numbers of incidents of flooding every year, choosing the right insurance policy can be vital to protecting your valuables from flood damage. After the waters have receded, your first step should be to contact your insurance company – most of which have 24 hour help lines – and don’t worry if you [...]

Renters Insurance vs. Content Insurance

By Dave Faulkner
If you rent the home in which you currently live, there are very different requirements for home insurance than those you would have if you were a homeowner. Most landlords actually stipulate that you must have home insurance whilst residing in their property in your lease agreement. This offers both you and your [...]

Floods, Earthquakes and Fires: Secure vs. Insure

Pamela Stevens
Natural and unnatural disasters affect everyone. Some areas of the United States are so prone to natural disturbances that many private insurance companies will not offer coverage. For example, most homeowners insurance will not cover damage caused by floods or earthquakes, and few will cover forest fires if your property is in an undeveloped [...]